Don’t Get Left Out in the Cold this Winter, Stay Up on Maintenance

As the calendar moves closer to Christmas, it also nears one of the busiest traveling weekends of the year. Millions of motorists will take to the road to visit their families, and as is the case with any influx of travelers, industry experts anticipate a heightened need for roadside assistance and other maintenance-related issues. You may want to take your car to New Jersey State Auto Auction to ensure it's in its best condition so you're not among the stranded drivers this holiday season.

The American Automobile Association (AAA) estimates that about 83.6 million people will drive to their holiday destinations this year. The organization predicts that around 880,000 of them will need some sort of help. The services can range from replacing batteries to changing tires and experts say such mishaps can easily be avoided.

"Whether you are planning local day trips or long distance year-end holiday travel, having your vehicle properly maintained and prepared for the rigors of holiday driving will help ensure it gets you to your destination safely and without incident," said Marshall L. Doney, the vice president of AAA Automotive.

Many of the problems that AAA is expecting to encounter can be prevented. For instance, the organization is set to deal with 104,000 cases of keys locked inside the vehicle as well as more than 95,000 changed tires. At the lower end, AAA anticipate providing gas to 11,000 people.

Although sometimes car troubles are unavoidable, you should not take the chance of suffering a preventable setback such as a dead battery or any other maintenance-related issue. New Jersey State Auto Auction's Total Car Care Center is the perfect place for drivers to go to be sure their car is running smoothly before a big road trip.

Honda Jacks Up Price of New CR-V

The Honda CR-V has become one of the most popular SUVs on the road today, but anybody who is considering buying a new version of the vehicle in the near future may want to put on the brakes and think about getting a used car. Honda recently announced that it is going to raise the price on some of the redesigned models, USA Today reports.

The manufacturer says the new fleet of CR-Vs, which go on sale December 16, will experience an average rise in price of about $181. However, it all depends on which model a consumer is considering buying. (lengthy) While the models with navigation actually dropped in price others can reach about $30,000.

Although the price for the new CR-V may have risen, the vehicle has certainly earned its popularity. That is why purchasing a used version o the SUV could be a great idea.

Even the industry has taken notice. The Columbus Dispatch reports that the CR-V is up for the North American Truck of the Year award and the winner will be named on January 9. It is certainly up against some tough competition though, with the BMW X3 and Land Rover Range Rover Evoque also earning nominations.

Anybody looking to get behind the wheel of a used CR-V, or any other car for that matter, may want to do so as soon as possible. Analysts predict that used car prices will continue to drop throughout the end of the year and bottom out in early January before climbing back up.

Whether you're looking for an SUV or a compact car, New Jersey State Auto Auction has plenty of makes and models at affordable prices. Furthermore, thanks to the fact that all the vehicles are Carfax certified, you know you're getting a reliable ride.

These Documents Can Get You Quickly Approved

Lenders may be becoming more apt to approve applicants for auto loans, but this can result in longer processing times than in years past. That does not mean there are no ways to expedite the process. You simply have to be prepared with the right paperwork and forms.

Experts say that one of the most important things to have ready is paperwork. You should have copies of either your W-2 forms or Federal Tax Returns, which are crucial in proving to lenders that you have an income and you'll be able to make your payments on time. Similarly, you'll probably have a year-to-date pay stub as another proof of income.

Along with providing proof of income, you will also want to bring any documentation of outstanding debt or loans that could show up on your credit report. This is especially important if there has been an update on the matter. As such, you may want to bring in your own credit report and your bank statement from the previous month. Not only will this make the process go more smoothly but it will also improve your chances of getting approved.

"Doing the groundwork before entering the loan process will allow for a smoother transaction with less frustration," said Doug Lebda, founder and CEO of LendingTree. "Although lenders are flooded with volume, borrowers who come to the table prepared will increase lender efficiency and will allow for a shorter closing timeframe."

Choosing the right lender is of the utmost importance as well, and few are more accommodating than New Jersey State Auto Auction. The business offers guaranteed approval to applicants regardless of their credit history.

California Clamps Down on Excessive Oil Changes

Most motorists know that getting their car's oil changed on a regular basis is a key component to keeping it on the road as long as possible, but some may be doing so too often. California has launched a campaign to strip the public of the commonly-held belief that they need to go in for the procedure every 3,000 miles, the Los Angeles Times reports.

Since many motorists tend to get their oil changed too many times,  they are not only wasting money but wasting oil as well. The  California Department of Resources, Recycling and Recovery believes that the state's residents go through millions of gallons unnecessarily each year.

Experts say that due to technological advancements in both car engines and the oil itself, motorists can generally get it changed once every 7,500 miles, and in some cases they can wait as long as 10,000 miles. By waiting longer, drivers can take a step toward going green.

"Drivers have a number of ways to reduce the environmental impact of their vehicles, which can also save them money," Don Anair, senior engineer at the Union of Concerned Scientists, told the Times.

The length between oil changes may be longer than in years past, but it does not make it any less important to the health of the vehicle. New Jersey State Auto Auction's Total Car Care center provides drivers with an easy way to get the procedure done. Located in Jersey City and open to the public, the center offers everything from repairs to regular upkeep.

NTSB Want to Nix Cellphone Use by Drivers

There is a growing amount of empirical evidence demonstrating the link between cellphone use and automobile accidents, and the National Transportation Safety Board (NTSB) recently took a step to reduce the number of crashes. The organization released a recommendation that states ban all cellphone use in cars, The New York Times reports.

Currently, no states ban all use of cellphones though some have prohibited texting and use without a hands-free device. Though the suggestion may be met with some resistance, NTSB officials believe it is the right choice to make given the prevalence of accidents caused by distracted driving.

"It's about cognitive distraction," Deborah Hersman, chairwoman of the NTSB, told the Times. "It's about not being engaged at the task at hand. Lives are being lost in the blink of an eye. You can't take it back, you can't have a do over, and you can’t rewind."

Given the recent statistics regarding distracted driving, it's not hard to see why the NTSB made its recommendation. A survey by the National Highway Transportation Safety Administration found that most drivers will answer an incoming call while they're behind the wheel, while only 9 percent of respondents said they would pull over to take the call. Furthermore, nine out of 10 respondents support a ban on texting.

In addition to being alert behind the wheel, making a smart purchase of a used car can go a long way to ensure you are safe on the road. New Jersey State Auto Auction has a wide variety of makes and models, including top safety picks like Toyota and Chevrolet, all at affordable prices.

Deadbeats Drop: Number of Auto-Loan Delinquencies on the Way Down

As the economy continues its slow but steady improvement, the number of U.S. auto loan delinquencies also continues to drop. Consumers credit data firm TransUnion says that delinquencies have been on the decline for much of the last two years and analysts expect the trend to continue through much of 2012.

The only thing threatening the reduction in the number of delinquencies is the growing number of loans in the first place. Experts say that loan recipients are most likely to fall behind in their payments early on, but they are confident for the continued decrease – especially in a number of states including Michigan, Rhode Island and North Carolina.

"Auto loans have performed quite well since the beginning of 2010 and we expect delinquencies to remain relatively low throughout 2012 as the gradual recovery in the economy will benefit both lenders and consumers," said Peter Turek, automotive vice president in TransUnion's financial services business unit.

Anybody considering applying for an auto loan may want to take a few steps ahead of time to make sure that they don't contribute to a rise in the delinquency rate. First and foremost, you should honestly assess your financial situation to know what you can afford. Additionally, you should make sure to get a copy of your credit report before you apply so you can address any discrepancies.

If you're considering buying a used car and are concerned about being approved for an loan, New Jersey State Auto Auction is the place to go. Thanks to a partnership with Credit Acceptance Corp., New Jersey Auto offers guaranteed approval regardless of whether you have good, bad, or no credit at all.

Buy Yourself the Gift of a Used Car

You may not be able to fit it under the tree, but buying a used car during the Christmas season may be one of the best gifts you can give yourself. The auto research website CarGurus.com found that buying a used vehicle in the weeks leading up to Christmas is a much better idea that making that purchase later on in the winter.

That means that you're running out of time to head to dealers like New Jersey State Auto Auction. Analysts say that used car prices will likely stay low until as late as January 8 before they start to climb up again. Making the purchase at the right time could save consumers as much as $800 on a $20,000 purchase. Much of the reason for the low prices has to do with demand, the website says.

"Demand is low during the holiday season, and that translates to lower prices on used vehicles and higher leverage with dealers eager to lock in sales," said Langley Steinert, founder and CEO of the website. "However, demand will come roaring back in the New Year, and dealers will be quick to adjust their prices. If you are planning to buy a car in the next six months, look for a used model and buy it before the New Year."

While prices may be reaching the lowest level of the year, at New Jersey State Auto Auction cars are always reasonably priced. Furthermore, thanks to the fact that the business is an authorized trade-in dealership you can get an even better price on your used car as well as get an instant appraisal on your current model.

Quality Trumps Price for Used Car Buyers

There's often a debate over whether cost or quality matters most to consumers, and results of a new study shed some light on what used car shoppers are looking for. Research conducted by Ipsos Public Affairs found that 45 percent of Americans say quality has the biggest impact on what choice they make.

The number of people valuing quality over price is up a bit from 2010 when the same survey found just 37 percent of people placed quality as the most important factor. Despite the fact that the largest group said quality was crucial detail, price still performed well. In fact, 22 percent said that a car's cost was their deciding factor. Safety landed in third with just 15 percent saying it was the most important.

"Choosing a vehicle that balances high quality with a fair price provides the value that consumers are looking for," said industry insider Tracy Hanson.

There are a number of ways that consumers are getting the best used car possible, according to the Federal Trade Commission (FTC). In addition to commonly-held practices like test driving the car, experts cite the importance of checking the vehicle's maintenance history to be sure there are no hidden facts. As a final tip, the FTC suggests doing research on the frequency of repairs on the particular model.

While the findings may make it look like one has to choose between quality and price, at New Jersey State Auto Auction, consumers can not only get an affordable Ford or Toyota but they can also get a reliable, quality ride. Furthermore, each car offered by the dealer is Carfax certified so you know that its reliability has been vetted by a third party. 

General Motors Halts Production of Chevrolet Cruze

Despite being the second-best selling car for General Motors this year, production of the Chevrolet Cruze was halted on Monday due to a supplier issue. The company has not specified what the exact nature of the problem is, the Youngstown Vindicator reports, but it could mean consumers will have to opt for used cars.

Some have speculated that the suspension arose from a quality control issue that Tom Mock, the spokesperson for the Lordstown, Ohio, plant where the Cruze is made, said might impact customer satisfaction. He added that there is no word as to when production will resume but that the situation will be assessed on a day-to-day basis, the newspaper reports.

The delay could be a significant bump in the road for Chevrolet since the Cruze was threatening to dethrone the Toyota Corolla as the number-one selling small car by the end of the year. As it stands, the Cruze still outsold a longtime favorite in the Honda Civic as well as the Ford Focus, which landed in fourth, according to USA Today.

With no new Cruzes being produced, anybody who may have been considering purchasing a new one may now have to turn to New Jersey State Auto Auction to buy a similar used car instead. However, pre-owned vehicles are often just as reliable as new ones and experts say that the end of the year is the best time to make a purchase.

In addition to a wide variety of affordable makes and models, New Jersey Auto is also a good bet because it has aligned itself with AutoTrader.com to provide consumers an easy to way to trade-in their current car.  

Recovering Economy Spurs More Auto Loans

here have been several signs that the economy is recovering from its low three years ago. The unemployment level has dropped to 8.6 percent and fewer people are claiming unemployment benefits. Additionally, lenders are more likely to provide auto loans to people with poor credit histories looking to finance their cars. Edmunds.com reports that consumers are more likely to plan their car purchases than before, and interest rates have fallen across the board.

Though things are looking up for buyers with poor credit histories, auto finance experts urge them to consider buying used cars for the time being. The reason being that despite higher interest rates, lenders are more apt to approve applicants even if they have a lower credit score. In fact, the average credit score for a used-car buyer is nearly 100 points lower than for someone purchasing a new car. Not to mention the price of the car will be lower as well.

This is certainly the case at New Jersey State Auto Auction, where prospective buyers are given automatic approval regardless of whether or not they have good, bad or no credit at all. This is made possible because the dealer has partnered with the Credit Acceptance Corp. (Corporation) to aid in the process.

By being approved, consumers are given an opportunity by New Jersey Auto and Credit Acceptance to rebuild their credit history. There are few better ways to raise your score than by paying back an auto loan on time.

Regardless of the fact lenders are more apt to approve a loan, there are still things that consumers should consider before buying a car. According to Edmunds, you should be sure to set a budget and be prepared to make a larger down payment.