Insurance myths debunked

Many people believe that they’re better off buying a car of any color besides red since it’s the most to insure, or avoid buying a sports car since they get the most tickets from police. But according to Insure.com, those are just two of the car insurance myths that many Americans believe.

The company says that the color of the car plays no part in how much it is to insure. Instead, insurers are more interested in the engine size, model and age of the car.

Many people also believe that thieves are more attracted to newer cars – Insure.com says that’s false. The company says the statistics show it is actually the other way around with more thieves targeting cars from the ’80s and ’90s like the 1989 Toyota Camry and 1995 Honda Civic.

It’s also untrue that an insurance company will automatically pay for a car that is stolen or vandalized. Insure.com says without comprehensive insurance a car owner is not covered.

And as for the most tickets, according to Quality Planning Corp, the vehicles that get the most violations from police are the Hummer H2 and H3. In what some may find a surprising twist, the Jaguar XJ gets the least amount of tickets.