Watch Out For Car Damage From Potholes

During the winter months, freezing temperatures, ice and heavy drifts of snow can wreak havoc on the roads. This frequently manifests itself in the form of potholes, but these divots in the pavement are more than just bumps along the way. They can cause severe damage to your car, and even the most careful drivers may find an unavoidable and dangerous pothole in their path. 

According to the U.S. PIRG Education Fund, potholes and similar road problems will cost the average driver about $335 per year in maintenance and repair costs. In total, more than $5 billion will be spent to fix the damage done by potholes, WJLA News reported. 

"No matter where you drive these days, there's a pothole epidemic, and as winter turns to spring, it's only going to get worse," said Rich White, executive director of the Car Care Council. "Drivers know immediately when they hit a pothole, but what they don't know is if their vehicle has been damaged in the process. While tires and wheels can be visually checked, potholes can also cause considerable damage to the steering, suspension and alignment systems that you just can't see." 

There are a few things drivers can do to get around potholes, including paying attention to the traffic patterns ahead. However, swerving at the last minute should be avoided – especially in the winter – as this can cause motorists to lose control of the vehicle. 

Drivers should make sure they are getting their vehicles checked for damage and fixing any problems as they arise. The Total Car Care Center at NJ State Auto Auction caters to the public and is capable of addressing issues you may have, so anyone concerned about what potholes may have done to a car should schedule an appointment. 

Long-Term Auto Loans Becoming More Popular

Many used cars available today offer high quality and an impressive driving performance that prospective buyers are looking for. However, sometimes subprime buyers need help affording these options, even if they have been owned before. A significant portion of motorists are taking advantage of these options, though, and that may ease the minds of others who are more apprehensive about auto loans. 

According to information from J.D. Power, more drivers are taking advantage of long-term loans. These debts, which are classified as any loan with payments lasting 72 months or more, are becoming more popular, making up about one-third of purchases. 

Although these longer loans are becoming more popular, the average duration of one of these repayments is 66 months, which is just three months longer than the figure from 2009. Most drivers choose a plan that lasts anywhere from 24 to 60 months. 

J.D. Power also noted that even longer loans, such as those that last 84 months or even 96 months, are available for buyers. However, these make up only a small percentage of all auto loans, as many drivers are hesitant about spending that much time paying back auto loans. These longer loans may be an attractive option for subprime buyers, as it allows them to keep monthly payments low. 

If you're looking for a used car that can meet all of your needs, head to NJ State Auto Auction and browse through the selection of Carfax-certified cars, trucks and vans on the lot. With hundreds of options, you can find one that suits your style and budget. You can also stop by NJ State Auto's financing department, which is ready to help you sort out loans and make decisions on auto payments.