Tips For First-Time Car Buyers

Deciding to take the plunge into becoming a first-time car owner can be an exciting experience. The excitement and freedom of having your own wheels is a great feeling, but for clueless or inexperienced auto shoppers, it's very easy to be overwhelmed with details, procedure and a deluge of too much information. With a little planning and foreknowledge, even the least experienced car virgins can turn their experience into a positive one.

Plan ahead
Preparation is always important when making a major purchasing decision, and this is especially true for buying a car. You'll want to make sure you do your homework so you know what size and class of car you're looking for, which features you need and how much you're able to spend, all before you even head out to the dealership. Take care to also check online to compare models from different manufacturers in the same class.

"On average, people only shop about three vehicles," Steve Witten, executive director of U.S. automotive research at J.D. Power and Associates told MSN. While analysis paralysis is understandable, especially for first-time buyers, restricting your search to a small number of models can keep you from finding the right car at the right price.

Do the math
Once you've figured out your budget, that doesn't mean that you can start looking at cars at that price. The physical cost of the car itself is just one of many factors that will influence how much you ultimately end up paying. Once you've selected a model, you'll then have to consider things like additional features and add-ons, so make sure you do your research beforehand so you know exactly what extras you'd like and which ones you don't need to spend cash on. 

Hidden costs can crop up outside the dealer's office as well. One of the biggest ongoing expenses outside of the car payment itself will go to your insurance provider, and the car you choose while you're shopping can have a significant impact on that payment. When picking out your model and features, keep abreast of how things like car size, safety features and reliability will impact your insurance rate and shop accordingly. 

Whether you're a neophyte buying your first car or a veteran who's no stranger to the car-buying process, head to NJ State Auto Auction for your next purchase. You'll find hundreds of Carfax-certified vehicles on the lot and a helpful in-house finance team who can help make the experience simple and affordable.