{"id":15,"date":"2013-11-26T08:03:38","date_gmt":"2013-11-26T08:03:38","guid":{"rendered":"http:\/\/blog.njstateauto.com\/2013\/11\/26\/what-to-know-about-car-loan-credit-reports\/"},"modified":"2013-11-26T08:03:38","modified_gmt":"2013-11-26T08:03:38","slug":"what-to-know-about-car-loan-credit-reports","status":"publish","type":"post","link":"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/","title":{"rendered":"What To Know About Car Loan Credit Reports"},"content":{"rendered":"

Car loans are becoming an increasingly popular way to fit a used vehicle into a budget, but completing the procedure is still difficult for many drivers. Those who have never applied for an auto loan or are unfamiliar with the process of receiving one should know a few things about credit loan reports before they begin shopping around for a pre-owned vehicle. <\/p>\n

Be Prepared to Apply<\/strong>
\nWhen you head into a dealer to shop around for a used car, you should be ready to fill out a credit application. Just as you will want to learn about prospective vehicles or the type of financing you could receive, the dealer wants to know more about you, so there's a good chance they will encourage you to complete a credit application. You shouldn't fill out an application if you are hesitant or have any reservations, but keep an open mind as you approach the process. <\/p>\n

Know What to Expect<\/strong>
\nRegardless of whether or not you are going to complete a credit application, you should know what to expect on your credit report. Your credit report will show your financial history, including how you have paid off past debts and the current loans you have to make payments on. The dealer will need this information to give you an accurate look at your financing options, but if you get a credit history beforehand, you won't be surprised by the results and you'll have a better grasp on the situation. <\/p>\n

If you have questions about the car-buying process, reach out to the Financing Department at NJ State Auto Auction<\/a>. The experts on hand are able to figure out what payments you can work with and the type of loan you should be searching for, as well as provide guidance for getting pre-approved for loans. <\/p>\n","protected":false},"excerpt":{"rendered":"

Car loans are becoming an increasingly popular way to afford a used vehicle, but completing the procedure is still difficult for many drivers.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"yoast_head":"\nWhat To Know About Car Loan Credit Reports<\/title>\n<meta name=\"description\" content=\"Car loans are becoming an increasingly popular way to afford a used vehicle, but completing the procedure is still difficult for many drivers.\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What To Know About Car Loan Credit Reports\" \/>\n<meta property=\"og:description\" content=\"Car loans are becoming an increasingly popular way to afford a used vehicle, but completing the procedure is still difficult for many drivers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\" \/>\n<meta property=\"og:site_name\" content=\"Used Car Blog - NJ State Auto\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/NJStateAuto\/\" \/>\n<meta property=\"article:published_time\" content=\"2013-11-26T08:03:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn-ds.com\/blogs-media\/sites\/174\/2020\/06\/10141444\/NJStateAuto.com-url.png\" \/>\n\t<meta property=\"og:image:width\" content=\"517\" \/>\n\t<meta property=\"og:image:height\" content=\"61\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@twinturboblogsadmin\" \/>\n<meta name=\"twitter:site\" content=\"@njstateauto\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#organization\",\"name\":\"NJ State Auto Used Cars\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/NJStateAuto\/\",\"https:\/\/www.instagram.com\/jerseycitycars\/\",\"https:\/\/www.youtube.com\/njstateauto\",\"https:\/\/www.pinterest.com\/njstateauto\/\",\"https:\/\/twitter.com\/njstateauto\"],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/cdn-ds.com\/blogs-media\/sites\/174\/2019\/08\/01181502\/NJ-State-Auto-Logo.png\",\"contentUrl\":\"https:\/\/cdn-ds.com\/blogs-media\/sites\/174\/2019\/08\/01181502\/NJ-State-Auto-Logo.png\",\"width\":240,\"height\":240,\"caption\":\"NJ State Auto Used Cars\"},\"image\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#website\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/\",\"name\":\"Used Car Blog - NJ State Auto\",\"description\":\"Official NJ State Auto Used Car Blog\",\"publisher\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#webpage\",\"url\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\",\"name\":\"What To Know About Car Loan Credit Reports\",\"isPartOf\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#website\"},\"datePublished\":\"2013-11-26T08:03:38+00:00\",\"dateModified\":\"2013-11-26T08:03:38+00:00\",\"description\":\"Car loans are becoming an increasingly popular way to afford a used vehicle, but completing the procedure is still difficult for many drivers.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"position\":2,\"item\":{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\",\"url\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/\",\"name\":\"What To Know About Car Loan Credit Reports\"}}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#webpage\"},\"author\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#\/schema\/person\/85a5d50e1018cb4599818aa86c1fbcb3\"},\"headline\":\"What To Know About Car Loan Credit Reports\",\"datePublished\":\"2013-11-26T08:03:38+00:00\",\"dateModified\":\"2013-11-26T08:03:38+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.njstateauto.com\/blog\/what-to-know-about-car-loan-credit-reports\/#webpage\"},\"publisher\":{\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#organization\"},\"articleSection\":\"Auto Loans & Financing News\",\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#\/schema\/person\/85a5d50e1018cb4599818aa86c1fbcb3\",\"name\":\"Admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/njstateauto\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7c0a5c116c6177d90b6c8cbf34228fad?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7c0a5c116c6177d90b6c8cbf34228fad?s=96&d=mm&r=g\",\"caption\":\"Admin\"},\"sameAs\":[\"https:\/\/twitter.com\/twinturboblogsadmin\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/posts\/15"}],"collection":[{"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":0,"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/posts\/15\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/media?parent=15"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/categories?post=15"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.njstateauto.com\/blog\/wp-json\/wp\/v2\/tags?post=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}